The do’s and don’ts after applying for a mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – …

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Four Ways to a Higher Credit Score to buy a home.

Credit scores are increasingly more important decade after decade are basically a part of you in today’s society. The score you should be striving for is min 620-640 and there are some programs for less. But the higher the credit score, the easier it is to get loans and get better rates. Improving your credit …

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How much do you really need for a down payment to purchase a home?

There is a common misconception among first-time homebuyers that they need a 20% down payment to purchase a home. This is NOT true. A home buyer can purchase a home with as little as 3% down (0% for VA loans). There are also down payment assistance programs that can completely cover a buyer’s down payment, …

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